{"id":29,"date":"2026-10-22T10:00:00","date_gmt":"2026-10-22T10:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/jennifergowan-com\/2026\/10\/22\/is-the-down-payment-an-outdated-test-for-prospective-b-c-homebuyers\/"},"modified":"2026-10-22T10:00:00","modified_gmt":"2026-10-22T10:00:00","slug":"is-the-down-payment-an-outdated-test-for-prospective-b-c-homebuyers","status":"publish","type":"post","link":"https:\/\/www.jennifergowan.com\/blog\/2026\/10\/22\/is-the-down-payment-an-outdated-test-for-prospective-b-c-homebuyers\/","title":{"rendered":"Is the down payment an outdated test for prospective B.C. homebuyers?"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>A B.C. credit union suggests that relying solely on a down payment to qualify for homeownership is outdated. While important, a down payment is just one factor; a holistic view of finances and rent management is crucial. Many renters aim to own homes but have limited savings. Choosing a community that fits lifestyle and career goals is vital. Experts recommend open, honest financial discussions to plan for homeownership, even if current finances seem insufficient.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/dailyhive.com\/vancouver\/bc-down-payment-outdated-test\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>A B.C. credit union suggests that relying solely on a down payment to qualify for homeownership is outdated. While important, a down payment is just one factor; a holistic view of finances and rent management is crucial. Many renters aim to own homes but have limited savings. Choosing a community that fits lifestyle and career [&hellip;]<\/p>\n","protected":false},"author":574,"featured_media":30,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-29","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.jennifergowan.com\/blog\/wp-json\/wp\/v2\/posts\/29","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.jennifergowan.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.jennifergowan.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.jennifergowan.com\/blog\/wp-json\/wp\/v2\/users\/574"}],"replies":[{"embeddable":true,"href":"https:\/\/www.jennifergowan.com\/blog\/wp-json\/wp\/v2\/comments?post=29"}],"version-history":[{"count":0,"href":"https:\/\/www.jennifergowan.com\/blog\/wp-json\/wp\/v2\/posts\/29\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.jennifergowan.com\/blog\/wp-json\/wp\/v2\/media\/30"}],"wp:attachment":[{"href":"https:\/\/www.jennifergowan.com\/blog\/wp-json\/wp\/v2\/media?parent=29"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.jennifergowan.com\/blog\/wp-json\/wp\/v2\/categories?post=29"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.jennifergowan.com\/blog\/wp-json\/wp\/v2\/tags?post=29"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}